Get Cash in 3 Hours – No Hassle, No Delay
Fast and easy short-term loans designed to help you when you need it most
How It Works (4 Simple Steps)
- Step 1: Fill in the quick online application.
- Step 2: Get approved within 24 hours.
- Step 3: Receive your cash directly in your bank account.
- Step 4: Pay back easily in manageable instalments.

Why Choose Us
- Fast approval (same-day cash transfers)
- No hidden fees, transparent costs
- Flexible repayment options
- 100% online process
- Safe & secure application
About the Company
IRC Financial Services, your trusted partner for all cash loan needs. Located in Nelspruit, we specialize in providing hassle free and reliable financial solutions to individuals.
At IRC Financial Services we understand that unexpected expenses can arise at any time, and we are here to support you in those moments. For pay day loans, our team of experienced professionals is dedicated to assist you get one. We pride ourselves on our quick and efficient loan approval process, ensuring that you get funds you need when you need them.
We have full regulatory compliance and we our NCR licence number is NCRCP15378.
We are also POPIA compliant and all information and data is safely and securely handled
FAQs
How fast can I get the money?
We strive to have all appoved loans payed out within 3 hours
What do I need to apply?
- ID Copy / Passport
- 3 months' bank statement
- Current payslip
Do you run credit checks?
Yes credit checks are run on all applications.
Can I repay early?
Yes there is no penalty for early settlement of outstanding balance.
Can I qualify for a loan if I’m receiving a grant?
Currently, IRC Financial Services is not permitted to assist recipients who receives a grant.
Don’t Wait – Get Your Cash Today!
Takes only 2 minutes. No hidden fees. Secure application.